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6 Responses to “In layman’s terms, What in the heck is “Health Care Public Option”?”
Rather than having a private company be the insurer like Blue Cross or Etna, the Government is the insurer like Medicare.
Government insurance should cost less because the Government isn’t a “for profit” organization. This is why the big insurance companies are fighting it.
With the Government insurance costing less the for profit insurance companies will have to sell insurance for less too … and in doing so it will make less money.
The bill in progress would mandate health insurance coverage for citizens, if not residents of the United States. Public Option is the euphemism for government-sold insurance policy to a private person.
It would be nice to enforce a requirement that any resident of the USA must have insurance, but immigration issues make spineless policy makers.
The public option they are debating is where the federal government will fund and run a health insurance plan for people without insurance and unable to get insurance due to the high cost of a private policy or if they have pre-existing conditions that most insurers exclude treatment for,
Contrary to opinion, you’ll have to pay a premium for it, but how much hasn’t been decided,
The main problem with any program run similar to medicare is, since the program is destined to insure the un-insurable (the people with treatable, but tremendously expensive pre-existing conditions) and people with limited income the payouts forced on the medical providers will be draconian,
And just like with medicare, the system will be ripe for fraud,
It’s a health insurance plan that is run by the government. The issue is that most people would rather not see the government run a health insurance company because the government doesn’t have a good track record for running companies. AND, that’s not exclusive to this country. Most emerging market countries are “emerging” because they are going through privitization which is the process of removing companies controlled by governements and letting private companies handle them.
Regardless it doesn’t solve the problem of rising health care costs. Insurance can’t get cheaper until the things that insurance pays for gets cheaper.
Public option, means “government health care”. Now, as to what exactly it means – the politicians have decided that they’ll decide that LATER, which I have a problem with.
The OTHER thing I have a problem with, is they aren’t binding themselves to THAT PROGRAM for their own coverage. It’s good enough for you and me, but not good enough for them or their families.
It means letting each person decide whether to get government health insurance or private health insurance, instead of forcing everyone to do the same thing.
Rather than having a private company be the insurer like Blue Cross or Etna, the Government is the insurer like Medicare.
Government insurance should cost less because the Government isn’t a “for profit” organization. This is why the big insurance companies are fighting it.
With the Government insurance costing less the for profit insurance companies will have to sell insurance for less too … and in doing so it will make less money.
The bill in progress would mandate health insurance coverage for citizens, if not residents of the United States. Public Option is the euphemism for government-sold insurance policy to a private person.
It would be nice to enforce a requirement that any resident of the USA must have insurance, but immigration issues make spineless policy makers.
The public option they are debating is where the federal government will fund and run a health insurance plan for people without insurance and unable to get insurance due to the high cost of a private policy or if they have pre-existing conditions that most insurers exclude treatment for,
Contrary to opinion, you’ll have to pay a premium for it, but how much hasn’t been decided,
The main problem with any program run similar to medicare is, since the program is destined to insure the un-insurable (the people with treatable, but tremendously expensive pre-existing conditions) and people with limited income the payouts forced on the medical providers will be draconian,
And just like with medicare, the system will be ripe for fraud,
It’s a health insurance plan that is run by the government. The issue is that most people would rather not see the government run a health insurance company because the government doesn’t have a good track record for running companies. AND, that’s not exclusive to this country. Most emerging market countries are “emerging” because they are going through privitization which is the process of removing companies controlled by governements and letting private companies handle them.
Regardless it doesn’t solve the problem of rising health care costs. Insurance can’t get cheaper until the things that insurance pays for gets cheaper.
Public option, means “government health care”. Now, as to what exactly it means – the politicians have decided that they’ll decide that LATER, which I have a problem with.
The OTHER thing I have a problem with, is they aren’t binding themselves to THAT PROGRAM for their own coverage. It’s good enough for you and me, but not good enough for them or their families.
It means letting each person decide whether to get government health insurance or private health insurance, instead of forcing everyone to do the same thing.